To the uninitiated, the process of buying a home may appear to be relatively straightforward; however, there are dozens of variables and pitfalls to avoid in any transaction that can make home buying quite complex. If you are organized and prepared the process will not only be easier and less stressful, you will be well-positioned to take advantage of an opportunity when it presents itself.
Your Pathway Home
The Toronto Home Buying Process
1. Choose Your Toronto Real Estate Team
2. Choose your Sage Real Estate agent
Choosing an advisor to guide you through a transaction is as important as buying the home itself.
3. Understand Agency Relationship
‘The salesperson works for me, right!?’ Well it all depends. Understanding Agency Relationship is the first step in making sure you are protected.
4. Get a Mortgage Pre-Approval
A mortgage pre-approval is essential and incredibly easy to attain.
5. Create Your Wish List
Prioritize your wants & needs before beginning your search.
6. Know Your Property Types
Every neighbourhood in the city offers a variety of housing styles.
7. Find Your Toronto Home
Look at everything, keep track of what you see, and be sure to give your salesperson honest feedback.
8. Make An Offer
When you find a home you absolutely love, it’s important to act quickly.
9. Understand the Roll of Your Lawyer
Your lawyer will protect your rights and ensure you actually get what you’re paying for.
10. Get Insurance
Seek quotations from relevant insurance experts for each type of insurance you require.
11. Complete the Transaction
Your Sage real estate agent will make sure everything is in place for a smooth and efficient closing.
12. Move Ahead
As you’re settling into your new home, we’re still working.